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i § I p LA S V E G A S L A N D AN D W A TE R C O M PA N Y C^WHITTEM KfE, phest., Los Anoeles, Cal. |. BETTIS, VloW*REST. AND AUDITOR, LOS ANOELES, CAL. , H. COMSTOCK, Secretary, Los Angeles, Cal. , H. LEETE, Treas., Los Angeles, Cal. OFFICES PACIFIC ELECTRIC BUILDING LOS ANGELES, CAL. AND F. A. WATERS, AGT., LOS ANGELES, CAL. W. R. BRACKEN, AGT., LAS VEGAS, NEV. 1910. Mr.J.Ross Clark, Member Executive Committee, Building. Dear Sir: Replying to your letter of February twenty-third, file 1199, on the subject of insuring the forty employes’ cottages at Las Vegas: Upon receipt of your letter £ wrote a letter to the Chief Engineer of the S.P.,L.A.& S.L.R.R.Co. and asked him what he thought the risk by fire would amount to on these cottages, and I am in receipt of a reply as follows: "Replying to your letter of March 1,1910, asking what I think the risk by fire would amount to on the forty employes' cottages being built at Las Vegas, I have to reply that as they are concrete structures with plastered partition walls and ceilings, I think the risk will be very small and will be confined practically exclusively to the roofs, which are shingled on frame rafters and sheeting. These roofs re­present a value, more or less, of say $>400.00 on the four- room and #500.00 on the five-room cottages." The Insurance Fund of the Railroad Company I do not think would be applied on these houses, and, as the risk is so small, I would suggest that for the present we do not take out any insurance on them. Yours truly,'